Landlord insurance is a tailored product designed for owners of residential investment properties.
It provides protection for the residential building as well as cover for a landlord’s tenant-related losses, like loss of rent due to a tenant breaking their lease or being evicted, or damage caused to the landlord’s contents by tenants. Easy access to quote and bind via Calibrate, our Sunrise online delivery system. This policy is available for purchase from September 2016.

  • Flood cover automatically included if the risk is accepted
  • Policy covers short term holiday rentals or holiday homes including approved Air BnB and Stayz residences
  • $20m liability protection
  • Buildings cover automatically includes up to $10,000 landlords contents cover
  • Contents cover can be added if the $10,000 limit is insufficient
  • Cover for loss or damage caused by tenants or their visitors
    (excluding tenant carelessness or neglect or when a tenant carries out maintenance or repair)
  • Fusion of electric motors up to 15 years of age automatically included, no additional premium required
  • Theft or storm damage to contents in the open air up to $2,000
  • Strata title mortgagee protection cover
  • Extra costs of building reinstatement up to an additional 10% of the building sum insured
  • Up to an additional 20% of the buildings sum insured for demolition and removal of debris costs, architects’ and engineering fees

  • Residential investment properties including free standing homes and Landlords contents and Liability cover for inner city apartments.
  • Short term holiday rentals including Air BnB and Stayz accommodation
  • Buildings up to $2.0m sum insured
  • Contents up to $200k sum insured

* Cover is subject to the full terms, conditions, exclusions and limits contained in the Policy Wording and Product Disclosure Statement.